Take for example the County class cruisers, they were hugely expensive for cruisers.
Infact they came out so expensive that all following cruiser classes were made smaller, with smaller hulls, lower freeboard etc.
Treaty tonnage limits was the constraining factor not the lack of money.
They were built upto 10,000tons immediately apart from the catapult and aircraft capabilities being left out as that needed further RnD.
As soon as that was completed they had hangars, catapults installed and aircraft arrangements rectified.
Furthermore take Nelson and Rodney, built to be 35,000 ton battleships immediately on first build.
Ok when commisionned they came in slightly under, but that was only because of the water in their armour protection wasn't filled until wartime approached.
They were however full treaty tonnage battleships and there was no cost cutting to my knowledge.
Infact much extra expenditure was spent on material testing to find new lighter weight high tensile strength alloys which could be used in their construction in non-essential areas to save overall weight which then could be better used in other areas.
With Japan I think everyone must take into consideration the infancy of her shipbuilding industry.
As demonstrated well that she more than anyone else usually got weight and stabilty calculations wrong.
We all know that large proportion of her new warships built in the inter-war period had to rebuilt because of that storm where a few destroyers capsized in the early 1930s was it?